A rewarding way to pay.
South Africa's first tap-to-pay app that works on all Android devices. Zero fees. Always.
#ItsCircleTime

Works with cards you already have


South Africa's first universal tap-to-pay
We're building a payment experience that works on every Android device with NFC. No exceptions.
Every screen feels intuitive, considered, and easy to use. Premium without the complexity. Simple without losing its edge.
This isn't just an app. It's a shift in how South Africans will pay.
NFC Tap-to-Pay
Pay anywhere contactless is accepted
Secure Payments
Your data is always protected
Any Bank Card
Load Visa or Mastercard from any SA bank
Instant Alerts
Real-time transaction notifications
How Circle Pay Works
Three simple steps to start paying with your phone

Add your card
Load any Visa or Mastercard from your bank securely into the app

Tap to pay
Hold your phone near any NFC terminal and pay instantly

Track everything
See all your transactions in real-time with detailed history
Why Circle Pay?
The first South African tap-to-pay app that works on all Android devices.
Works on all Android
If your phone has NFC, Circle Pay works. No exceptions, no exclusions.
Built for South Africa
We understand local banks, local challenges, and local needs. A payment app shaped by SA, for SA.
No expensive hardware
Your phone is all you need. No special cards, no new bank accounts, no complicated setup.
Secure tokenization
Your real card numbers are never shared. Every transaction is encrypted and protected.
Your security. Our priority.
Your money and data are protected at every step with industry-leading security standards.
Learn MoreTokenization
Your real card numbers are replaced with secure tokens that can't be stolen
Biometric Auth
Unlock payments with your fingerprint or face for added security
Encrypted Storage
Military-grade encryption protects your stored payment information
A rewarding way to pay.
Join the waitlist and get early access when we launch in South Africa
Join the Waitlist#ItsCircleTime